Form D Raw Data - Electronic Filing Depository

EFDID: 14202EFD: Raw Data

Issuer: John Hancock Life Insurance Co (U.S.A.) Separate Account PPM1-T (0001458488) - D/A

Accession: 0001209191-23-002244 () (EDGAR Files) (Form D)

Edgar Posted: Jan. 6, 2023
EFD Posted: Jan. 6, 2023

- < edgarSubmission >

< schemaVersion > X0708 </ schemaVersion >

< submissionType > D/A </ submissionType >

< testOrLive > LIVE </ testOrLive >

- < primaryIssuer >

< cik > 0001458488 </ cik >

< entityName > John Hancock Life Insurance Co (U.S.A.) Separate Account PPM1-T </ entityName >

- < issuerAddress >

< street1 > 197 Clarendon Street </ street1 >

< city > Boston </ city >

< stateOrCountry > MA </ stateOrCountry >

< stateOrCountryDescription > MASSACHUSETTS </ stateOrCountryDescription >

< zipCode > 02116 </ zipCode >

</ issuerAddress >

< issuerPhoneNumber > 800-521-1234 </ issuerPhoneNumber >

< jurisdictionOfInc > MICHIGAN </ jurisdictionOfInc >

- < issuerPreviousNameList >

< value > None </ value >

</ issuerPreviousNameList >

- < edgarPreviousNameList >

< value > None </ value >

</ edgarPreviousNameList >

< entityType > Other </ entityType >

< entityTypeOtherDesc > Insurance Company Separate Investment Account </ entityTypeOtherDesc >

- < yearOfInc >

< overFiveYears > true </ overFiveYears >

</ yearOfInc >

</ primaryIssuer >

- < relatedPersonsList >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > John </ firstName >

< lastName > John Hancock Life Insurance Company (USA) </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 197 Clarendon Street </ street1 >

< city > Boston </ city >

< stateOrCountry > MA </ stateOrCountry >

< stateOrCountryDescription > MASSACHUSETTS </ stateOrCountryDescription >

< zipCode > 02116 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Promoter </ relationship >

</ relatedPersonRelationshipList >

</ relatedPersonInfo >

</ relatedPersonsList >

- < offeringData >

- < industryGroup >

< industryGroupType > Pooled Investment Fund </ industryGroupType >

- < investmentFundInfo >

< investmentFundType > Other Investment Fund </ investmentFundType >

< is40Act > false </ is40Act >

</ investmentFundInfo >

</ industryGroup >

- < issuerSize >

< aggregateNetAssetValueRange > Decline to Disclose </ aggregateNetAssetValueRange >

</ issuerSize >

- < federalExemptionsExclusions >

< item > 06c </ item >

< item > 3C.7 </ item >

< item > 3C </ item >

</ federalExemptionsExclusions >

- < typeOfFiling >

- < newOrAmendment >

< isAmendment > true </ isAmendment >

< previousAccessionNumber > 0001209191-20-064967 </ previousAccessionNumber >

</ newOrAmendment >

- < dateOfFirstSale >

< value > 2009-08-14 </ value >

</ dateOfFirstSale >

</ typeOfFiling >

- < durationOfOffering >

< moreThanOneYear > true </ moreThanOneYear >

</ durationOfOffering >

- < typesOfSecuritiesOffered >

< isPooledInvestmentFundType > true </ isPooledInvestmentFundType >

< isOtherType > true </ isOtherType >

< descriptionOfOtherType > Interests in the separate account issued pursuant to Variable Life Insurance Policies </ descriptionOfOtherType >

</ typesOfSecuritiesOffered >

- < businessCombinationTransaction >

< isBusinessCombinationTransaction > false </ isBusinessCombinationTransaction >

< clarificationOfResponse />

</ businessCombinationTransaction >

< minimumInvestmentAccepted > 250000 </ minimumInvestmentAccepted >

- < salesCompensationList >

- < recipient >

< recipientName > Brent Kinetz </ recipientName >

< recipientCRDNumber > 2031620 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > DE </ state >

< description > DELAWARE </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Campbell Gerrish </ recipientName >

< recipientCRDNumber > 807708 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > SD </ state >

< description > SOUTH DAKOTA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Michael I. Silverberg </ recipientName >

< recipientCRDNumber > 424015 </ recipientCRDNumber >

< associatedBDName > Essex Financial Services </ associatedBDName >

< associatedBDCRDNumber > 127549 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 176 Westbrook Road </ street1 >

< city > Esses </ city >

< stateOrCountry > CT </ stateOrCountry >

< stateOrCountryDescription > CONNECTICUT </ stateOrCountryDescription >

< zipCode > 06426 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > WA </ state >

< description > WASHINGTON </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Milton H. Cohn </ recipientName >

< recipientCRDNumber > 126844 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > AZ </ state >

< description > ARIZONA </ description >

< state > IL </ state >

< description > ILLINOIS </ description >

< state > LA </ state >

< description > LOUISIANA </ description >

< state > SD </ state >

< description > SOUTH DAKOTA </ description >

< state > TX </ state >

< description > TEXAS </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Michael Padon </ recipientName >

< recipientCRDNumber > 355077 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities, Inc. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > LA </ state >

< description > LOUISIANA </ description >

< state > TX </ state >

< description > TEXAS </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Vernon Holleman III </ recipientName >

< recipientCRDNumber > 2594098 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities, Inc. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > LA </ state >

< description > LOUISIANA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Richard J. Chaffee </ recipientName >

< recipientCRDNumber > 156377 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > WA </ state >

< description > WASHINGTON </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Kevin Bachler </ recipientName >

< recipientCRDNumber > 209054 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > OH </ state >

< description > OHIO </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Clune J. Walsh, Jr. </ recipientName >

< recipientCRDNumber > 125316 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > MI </ state >

< description > MICHIGAN </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Guy Richard Thomas </ recipientName >

< recipientCRDNumber > 124898 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > GA </ state >

< description > GEORGIA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Michael Liebeskind </ recipientName >

< recipientCRDNumber > 116359 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > AK </ state >

< description > ALASKA </ description >

< state > SD </ state >

< description > SOUTH DAKOTA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Eric Naison-Phillips </ recipientName >

< recipientCRDNumber > 198980 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > AK </ state >

< description > ALASKA </ description >

< state > DE </ state >

< description > DELAWARE </ description >

< state > SD </ state >

< description > SOUTH DAKOTA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Gary Sitzmann </ recipientName >

< recipientCRDNumber > 129682 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > CA </ state >

< description > CALIFORNIA </ description >

< state > SD </ state >

< description > SOUTH DAKOTA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Edward C. Houghton, IV </ recipientName >

< recipientCRDNumber > 215323 </ recipientCRDNumber >

< associatedBDName > M HOLDINGS SECURITIES, INC. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 N.W. COUCH STREET </ street1 >

< street2 > SUITE 900 </ street2 >

< city > PORTLAND </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > TX </ state >

< description > TEXAS </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > David Wexler </ recipientName >

< recipientCRDNumber > 124656 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 7316 Wisconsin Ave. </ street1 >

< street2 > Suite 230 </ street2 >

< city > Bethesda </ city >

< stateOrCountry > MD </ stateOrCountry >

< stateOrCountryDescription > MARYLAND </ stateOrCountryDescription >

< zipCode > 20814 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > DE </ state >

< description > DELAWARE </ description >

< state > VA </ state >

< description > VIRGINIA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Philip DeBruyn </ recipientName >

< recipientCRDNumber > 1564714 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities, Inc. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > TX </ state >

< description > TEXAS </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Ronald Greenberg </ recipientName >

< recipientCRDNumber > 1860444 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities, Inc. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > NJ </ state >

< description > NEW JERSEY </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > John E. Lagana </ recipientName >

< recipientCRDNumber > 1530206 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities, Inc. </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > GA </ state >

< description > GEORGIA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Cole Koeniger </ recipientName >

< recipientCRDNumber > 605337 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > NJ </ state >

< description > NEW JERSEY </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Thomas Rapp </ recipientName >

< recipientCRDNumber > 605337 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch St. </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > NJ </ state >

< description > NEW JERSEY </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Michael A. Mingolelli </ recipientName >

< recipientCRDNumber > 474404 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch St. </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > DE </ state >

< description > DELAWARE </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Jason Burlie </ recipientName >

< recipientCRDNumber > 4072452 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > OH </ state >

< description > OHIO </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Daphne Boyle </ recipientName >

< recipientCRDNumber > 4559660 </ recipientCRDNumber >

< associatedBDName > M Holdings Securities </ associatedBDName >

< associatedBDCRDNumber > 43285 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 1125 NW Couch Street </ street1 >

< street2 > Suite 900 </ street2 >

< city > Portland </ city >

< stateOrCountry > OR </ stateOrCountry >

< stateOrCountryDescription > OREGON </ stateOrCountryDescription >

< zipCode > 97209 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > CA </ state >

< description > CALIFORNIA </ description >

< state > SD </ state >

< description > SOUTH DAKOTA </ description >

</ statesOfSolicitationList >

</ recipient >

- < recipient >

< recipientName > Lawton Nease </ recipientName >

< recipientCRDNumber > 345468 </ recipientCRDNumber >

< associatedBDName > Mutual Service Corporation </ associatedBDName >

< associatedBDCRDNumber > 4806 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 9785 Towne Centre Drive </ street1 >

< city > San Diego </ city >

< stateOrCountry > CA </ stateOrCountry >

< stateOrCountryDescription > CALIFORNIA </ stateOrCountryDescription >

< zipCode > 92121 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > SC </ state >

< description > SOUTH CAROLINA </ description >

</ statesOfSolicitationList >

</ recipient >

</ salesCompensationList >

- < offeringSalesAmounts >

< totalOfferingAmount > Indefinite </ totalOfferingAmount >

< totalAmountSold > 342076252 </ totalAmountSold >

< totalRemaining > Indefinite </ totalRemaining >

< clarificationOfResponse />

</ offeringSalesAmounts >

- < investors >

< hasNonAccreditedInvestors > false </ hasNonAccreditedInvestors >

< totalNumberAlreadyInvested > 68 </ totalNumberAlreadyInvested >

</ investors >

- < salesCommissionsFindersFees >

- < salesCommissions >

< dollarAmount > 11331665 </ dollarAmount >

< isEstimate > true </ isEstimate >

</ salesCommissions >

- < findersFees >

< dollarAmount > 0 </ dollarAmount >

</ findersFees >

< clarificationOfResponse />

</ salesCommissionsFindersFees >

- < useOfProceeds >

- < grossProceedsUsed >

< dollarAmount > 0 </ dollarAmount >

</ grossProceedsUsed >

< clarificationOfResponse > As the issuer of the variable life insurance policies, JH Life Insurance Co. (U.S.A.) will receive amounts from charges deducted under the policies, but no executive officer, director, or promoter will receive any portion of the gross offering proceeds. </ clarificationOfResponse >

</ useOfProceeds >

- < signatureBlock >

< authorizedRepresentative > false </ authorizedRepresentative >

- < signature >

< issuerName > John Hancock Life Insurance Co (U.S.A.) Separate Account PPM1-T </ issuerName >

< signatureName > /s/ Michael A. Ramirez </ signatureName >

< nameOfSigner > Michael A. Ramirez </ nameOfSigner >

< signatureTitle > AVP & Senior Counsel, John Hancock Life Insurance Co. (USA) </ signatureTitle >

< signatureDate > 2023-01-06 </ signatureDate >

</ signature >

</ signatureBlock >

</ offeringData >

</ edgarSubmission >