Form D Raw Data - Electronic Filing Depository

EFDID: 456392EFD: Raw Data

Issuer: M & F Financial Corp (0001920653) - D

Accession: 0001920653-22-000001 () (EDGAR Files) (Form D)

Edgar Posted: Aug. 17, 2022
EFD Posted: Aug. 18, 2022

- < edgarSubmission >

< schemaVersion > X0708 </ schemaVersion >

< submissionType > D </ submissionType >

< testOrLive > LIVE </ testOrLive >

- < primaryIssuer >

< cik > 0001920653 </ cik >

< entityName > M & F Financial Corp </ entityName >

- < issuerAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ issuerAddress >

< issuerPhoneNumber > (870) 382-4311 </ issuerPhoneNumber >

< jurisdictionOfInc > ARKANSAS </ jurisdictionOfInc >

- < issuerPreviousNameList >

< value > None </ value >

</ issuerPreviousNameList >

- < edgarPreviousNameList >

< value > None </ value >

</ edgarPreviousNameList >

< entityType > Corporation </ entityType >

- < yearOfInc >

< overFiveYears > true </ overFiveYears >

</ yearOfInc >

</ primaryIssuer >

- < relatedPersonsList >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Loral </ firstName >

< middleName > Ashton </ middleName >

< lastName > Adcock </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Executive Officer </ relationship >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > J </ firstName >

< middleName > Michael </ middleName >

< lastName > Jones </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Executive Officer </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Cindy </ firstName >

< lastName > Beatty </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Executive Officer </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Price </ firstName >

< middleName > E </ middleName >

< lastName > Boney, Jr. </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Executive Officer </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Brooks </ firstName >

< middleName > Page </ middleName >

< lastName > Gill </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Executive Officer </ relationship >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Betty </ firstName >

< lastName > Trites </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Executive Officer </ relationship >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > William </ firstName >

< middleName > W </ middleName >

< lastName > Shea </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > James </ firstName >

< lastName > Hill </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Don </ firstName >

< lastName > Livingston </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > John </ firstName >

< middleName > F </ middleName >

< lastName > Freeman </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Lance </ firstName >

< lastName > Penfield </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

- < relatedPersonInfo >

- < relatedPersonName >

< firstName > Brooks </ firstName >

< middleName > Alan </ middleName >

< lastName > Gill </ lastName >

</ relatedPersonName >

- < relatedPersonAddress >

< street1 > 500 HIGHWAY 65 SOUTH </ street1 >

< city > DUMAS </ city >

< stateOrCountry > AR </ stateOrCountry >

< stateOrCountryDescription > ARKANSAS </ stateOrCountryDescription >

< zipCode > 71639 </ zipCode >

</ relatedPersonAddress >

- < relatedPersonRelationshipList >

< relationship > Director </ relationship >

</ relatedPersonRelationshipList >

< relationshipClarification />

</ relatedPersonInfo >

</ relatedPersonsList >

- < offeringData >

- < industryGroup >

< industryGroupType > Commercial Banking </ industryGroupType >

</ industryGroup >

- < issuerSize >

< revenueRange > Decline to Disclose </ revenueRange >

</ issuerSize >

- < federalExemptionsExclusions >

< item > 06b </ item >

</ federalExemptionsExclusions >

- < typeOfFiling >

- < newOrAmendment >

< isAmendment > false </ isAmendment >

</ newOrAmendment >

- < dateOfFirstSale >

< value > 2022-08-17 </ value >

</ dateOfFirstSale >

</ typeOfFiling >

- < durationOfOffering >

< moreThanOneYear > false </ moreThanOneYear >

</ durationOfOffering >

- < typesOfSecuritiesOffered >

< isDebtType > true </ isDebtType >

</ typesOfSecuritiesOffered >

- < businessCombinationTransaction >

< isBusinessCombinationTransaction > false </ isBusinessCombinationTransaction >

< clarificationOfResponse />

</ businessCombinationTransaction >

< minimumInvestmentAccepted > 250000 </ minimumInvestmentAccepted >

- < salesCompensationList >

- < recipient >

< recipientName > Performance Trust Capital Partners, LLC </ recipientName >

< recipientCRDNumber > 36155 </ recipientCRDNumber >

< associatedBDName > Performance Trust Capital Partners, LLC </ associatedBDName >

< associatedBDCRDNumber > 36155 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 500 W Madison </ street1 >

< city > Chicago </ city >

< stateOrCountry > IL </ stateOrCountry >

< stateOrCountryDescription > ILLINOIS </ stateOrCountryDescription >

< zipCode > 60661 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > AL </ state >

< description > ALABAMA </ description >

< state > AZ </ state >

< description > ARIZONA </ description >

< state > AR </ state >

< description > ARKANSAS </ description >

< state > CA </ state >

< description > CALIFORNIA </ description >

< state > IL </ state >

< description > ILLINOIS </ description >

< state > IN </ state >

< description > INDIANA </ description >

< state > KS </ state >

< description > KANSAS </ description >

< state > NJ </ state >

< description > NEW JERSEY </ description >

< state > OH </ state >

< description > OHIO </ description >

< state > OK </ state >

< description > OKLAHOMA </ description >

< state > WI </ state >

< description > WISCONSIN </ description >

</ statesOfSolicitationList >

< foreignSolicitation > false </ foreignSolicitation >

</ recipient >

- < recipient >

< recipientName > PNC CAPITAL MARKETS LLC </ recipientName >

< recipientCRDNumber > 15647 </ recipientCRDNumber >

< associatedBDName > PNC CAPITAL MARKETS LLC </ associatedBDName >

< associatedBDCRDNumber > 15647 </ associatedBDCRDNumber >

- < recipientAddress >

< street1 > 300 Fifth Ave </ street1 >

< street2 > 5th Floor </ street2 >

< city > Pittsburgh </ city >

< stateOrCountry > PA </ stateOrCountry >

< stateOrCountryDescription > PENNSYLVANIA </ stateOrCountryDescription >

< zipCode > 15222 </ zipCode >

</ recipientAddress >

- < statesOfSolicitationList >

< state > AL </ state >

< description > ALABAMA </ description >

< state > AZ </ state >

< description > ARIZONA </ description >

< state > AR </ state >

< description > ARKANSAS </ description >

< state > CA </ state >

< description > CALIFORNIA </ description >

< state > IL </ state >

< description > ILLINOIS </ description >

< state > IN </ state >

< description > INDIANA </ description >

< state > KS </ state >

< description > KANSAS </ description >

< state > NJ </ state >

< description > NEW JERSEY </ description >

< state > OH </ state >

< description > OHIO </ description >

< state > OK </ state >

< description > OKLAHOMA </ description >

< state > WI </ state >

< description > WISCONSIN </ description >

</ statesOfSolicitationList >

< foreignSolicitation > false </ foreignSolicitation >

</ recipient >

</ salesCompensationList >

- < offeringSalesAmounts >

< totalOfferingAmount > 9000000 </ totalOfferingAmount >

< totalAmountSold > 9000000 </ totalAmountSold >

< totalRemaining > 0 </ totalRemaining >

< clarificationOfResponse />

</ offeringSalesAmounts >

- < investors >

< hasNonAccreditedInvestors > false </ hasNonAccreditedInvestors >

< totalNumberAlreadyInvested > 14 </ totalNumberAlreadyInvested >

</ investors >

- < salesCommissionsFindersFees >

- < salesCommissions >

< dollarAmount > 270000 </ dollarAmount >

</ salesCommissions >

- < findersFees >

< dollarAmount > 0 </ dollarAmount >

</ findersFees >

< clarificationOfResponse />

</ salesCommissionsFindersFees >

- < useOfProceeds >

- < grossProceedsUsed >

< dollarAmount > 0 </ dollarAmount >

</ grossProceedsUsed >

< clarificationOfResponse />

</ useOfProceeds >

- < signatureBlock >

< authorizedRepresentative > false </ authorizedRepresentative >

- < signature >

< issuerName > M & F Financial Corp </ issuerName >

< signatureName > /s/Loral Ashton Adcock </ signatureName >

< nameOfSigner > Loral Ashton Adcock </ nameOfSigner >

< signatureTitle > CEO </ signatureTitle >

< signatureDate > 2022-08-17 </ signatureDate >

</ signature >

</ signatureBlock >

</ offeringData >

</ edgarSubmission >